Better still, get your documents ready and consider obtaining preapproval from a lender to speed the process once you identify a potential home. Here's a list of common mortgage application questions: Employment and income
Where do you work? How much do you make? (You'll be expected to document income with copies of IRS tax statements, as well as giving the lender permission to request your tax return transcript. If you collect a paycheck, you'll provide copies of pay stubs and W-2s. ) How long have you been at your job? How is your income derived — steady salary or irregular income? (If your income varies, you may need to provide details. ) What works in your favor:
You can prove steady employment (two or more years) with the same employer or in the same line of work. What complicates an application:
You are self-employed or a contract worker. Debt
What recurring debts do you have? This includes auto loans, alimony, student loans and credit cards. (You might be asked to document your recurring debts by providing copies of your bills. )
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Technical and non-technical job vacancies available at companies resident at New Patrick's Yard, Norwich
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